Guaranteeing Your Children a New Home

Guaranteeing Your Children a New Home

Many parents I speak to would love to help their kids buy their own home. (Usually, so they can have more privacy without a home filled with Millennials!) With housing costs normally out of reach for most young adults, staying home until they might be able to afford a...
Buying Your Kids a Home – Good Idea or Bad?

Buying Your Kids a Home – Good Idea or Bad?

Owning your home has long been considered the Australian dream, but the changing property market is helping to ensure that it remains just that for many young people. Even with initiatives such as the First Home Owner Grant scheme, housing ownership remains...
Borrowing to Invest Within Your SMSF

Borrowing to Invest Within Your SMSF

Self-managed superannuation funds (SMSFs) open up a whole new world of investment opportunities for your retirement savings, including direct property. But what if you simply don’t have enough money in super to buy an asset outright?   Traditionally, you...
How the Family Home Can Affect Aged Care Fees

How the Family Home Can Affect Aged Care Fees

Residential aged care is playing an increasing role in helping many older Australians enjoy comfortable and carefree lives. However, one of the tasks for anyone assisting an elderly relative with the move into aged care is to investigate the various fees and charges,...
A Quick Word on Salary Sacrificing to Super

A Quick Word on Salary Sacrificing to Super

When you salary sacrifice to superannuation, you and your employer agree to earmark a portion of your salary for your employer to contribute to your super fund. This will reduce your take home pay, but it will also decrease your tax so you may not “miss out” on as...
Am I Too Young to Manage My Super?

Am I Too Young to Manage My Super?

Self-Managed Super Funds are among the fastest growing superannuation vehicles in Australia and they’re not just for older investors – investment savvy Y-Genners are catching on. The Australian Taxation Office (ATO) reports that greater numbers of people below the age...