The Small Business Owner Superannuation Challenge

A client who runs his own dry cleaning business came to see me last week. Barry was in a bit of a state. He told me it had suddenly dawned on him he was getting closer to retirement and had been reading all these stories in the paper about how much a person needed to...

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To Renovate or to Upgrade – Which is Best?

Most of us will live in two or three family homes during our lives. You might find that over this time needs change as does your capacity to meet those needs. So when the time comes for a change; is buying a new home a good idea, or is spending money on the existing...

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Design Your Own Super Adventure

A popular series of books originally published over a twenty-year period was the ‘Choose Your Own Adventure’ series. As the name suggested, the reader could actually decide what the characters did at key moments in the story. They could choose (to a certain extent)...

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Preparing for Tomorrow

Imagine you were no longer able to look after your financial affairs, or, less dramatically, simply found it an increasing burden to manage your money. How easy would it be for a trusted family member to step in and help you?   There are many reasons why you...

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Using Your Mortgage to Create Extra Wealth

For many people, reducing the mortgage as fast as possible is a wise strategy to use on the path to financial security. But if you think outside the square there are some options that might be available which involve maintaining or even increasing your level of debt...

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Is Your Business Your Super?

Many self-employed people view the sale of their business as their retirement fund – their superannuation. So just like ensuring superannuation investments are being well managed, business owners need to plan ahead to ensure their business can continue to provide a...

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Guaranteeing Your Children a New Home

Many parents I speak to would love to help their kids buy their own home. (Usually, so they can have more privacy without a home filled with Millennials!) With housing costs normally out of reach for most young adults, staying home until they might be able to afford a...

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Buying Your Kids a Home – Good Idea or Bad?

Owning your home has long been considered the Australian dream, but the changing property market is helping to ensure that it remains just that for many young people. Even with initiatives such as the First Home Owner Grant scheme, housing ownership remains...

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Borrowing to Invest Within Your SMSF

Self-managed superannuation funds (SMSFs) open up a whole new world of investment opportunities for your retirement savings, including direct property. But what if you simply don't have enough money in super to buy an asset outright?   Traditionally, you may have...

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How the Family Home Can Affect Aged Care Fees

Residential aged care is playing an increasing role in helping many older Australians enjoy comfortable and carefree lives. However, one of the tasks for anyone assisting an elderly relative with the move into aged care is to investigate the various fees and charges,...

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The information provided on this website is general only. It has been presented without taking into account your objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of the information, having regard to your own objectives, financial situation and needs. Platinum Financial Hub Pty Ltd holds an Australian Credit Licence. It does not hold nor purport to hold any Real Estate or Financial Planning licences. Platinum Financial Hub Pty Ltd is aligned with suitably licenced and compliant strategic partners to offer hollistic outcomes for its clients.