A Quick Word on Salary Sacrificing to Super

When you salary sacrifice to superannuation, you and your employer agree to earmark a portion of your salary for your employer to contribute to your super fund. This will reduce your take home pay, but it will also decrease your tax so you may not “miss out” on as...

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Am I Too Young to Manage My Super?

Self-Managed Super Funds are among the fastest growing superannuation vehicles in Australia and they’re not just for older investors – investment savvy Y-Genners are catching on. The Australian Taxation Office (ATO) reports that greater numbers of people below the age...

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No Insurance? Why Take the Risk?

A popular series of books originally published over a twenty-year period was the ‘Choose Your Own Adventure’ series. As the name suggested, the reader could actually decide what the characters did at key moments in the story. They could choose (to a certain extent)...

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